Help for the target group: Investor (funds)


I am a long term investor

  • I am not interested in stock markets, I don't understand capital markets, and I want to safely invest in funds.  I am interested in guidelines of when and what to buy. 

If you are the type of investor who isn't interested in prices and your own analysis of stock or fund prices, and you only want guidelines of when to invest, you will still have to put some effort into it. Nothing is free, and neither is the potential profit from investing in funds. You must also take responsibility for you own investment choice, because no one can invest for you, and the risk of loss is entirely up to you.  Therefore, you probably won't avoid looking up articles and charts with the right subject matter. Because mutual fund prices develop in direct proportion to capital market prices, you probably won't avoid the subject of stock prices. There are not many direct guidelines of how to invest. However, we think that you have a chance to find such guidelines on this website. On this website you can find mutual fund prices managed by companies aggregated in the CZ Capital Market Association. You can also find analyses of mutual fund prices, performed by the operator of this site, Petr Fiala. However, we hope that other authors' analyses will eventually also appear.

How to do it: Your approach could be called searching for information, recommendations, and guidelines. You are most likely to find this in the section USER CONTRIBUTIONS and in the DISCUSSIONS section. 

Figure: The figure shows the upper bar of our website. You will probably use the section USER CONTRIBUTIONS most, and its subsections ARTICLES and PUBLISHED ANALYSES. Articles differ from the published analyses in the sense that they are single-shot; therefore, the charts in them are static - created as figures that capture the past.  On the other side, published analyses are dynamic; they are constantly automatically updated. Therefore, they have the advantage that the author of the chart can analyze and describe the same figures located in the given directory - for example, the prices of mutual funds, and the perspective of their future development.  Anyone can publish articles articles and published analyses - even you. So if you find such articles or published analyses focusing on the development of mutual fund prices in public charts, then you're in the right place. Nevertheless, if such analyses were not very frequent, you will definitely find analyses concerning stocks, bonds, commodities, and currencies. Mutual fund prices are very dependent on the prices of listed assets, so you can surely find the information you need. DISCUSSIONS is another section where you can find the right information. You might even find a discussion focusing on funds. 


In the right corner in the previous figure there is a search box. This can be used to find all possible available information about a certain stocks, commodity, or fund on our website.

Figure: Search box - for example, write QQQQ in the search box, and a list of all articles, annotated charts, and discussions where this certificate occurs will appear.




Figure: Close-up after writing QQQQ in the search box. In the lower section there is a list of topics. 





articles

The first area where you can look for information is in articles.

Figure: You can search for articles by author, chosen topic (capital markets, companies, macroeconomic topics), and you can filter them by number of readers, number of valuations, or comments.



Figure: You can export the articles to PDF format, and save them in your home computer.





Published analyses

As I have stated in the previous text, PUBLISHED ANALYSES, as well as articles, are created by the user on the www.finecharts.com website. Their purpose is both to allow analysts to share their opinion of the development of capital markets, and to help those who need to know the opinions of multiple analysts or investors, about the development, in order to form their own opinion. There is a significant difference between ARTICLES and PUBLISHED ANALYSES: The first represents single-shot information. The article is written for a certain day, and in a few days it may not be current anymore. The figures and charts that it contains are static. Unlike ARTICLES, PUBLISHED ANALYSES are basically a dynamically updated set of charts that can be equipped with a text (annotation), but don't have to be. It is up to the author. Someone can simply decide to publish a couple of charts that will be automatically updated. 


Figure: The surrounding of published analyses is no different from that of articles. They also enable the use of a filter, which can help you find the exact charts that you are interested in.


Figure: Once you find the right set of charts, you can get to the price charts themselves, and annotations to the price development, by clicking on the name of the file. Each analysis is provided with an introductory explanatory annotation by the author; in the caption of the analysis there is also a basic statistic related to this analysis. This contains information about the date of creation, the last update, and the number of readers.  We can look at charts one after another in the order they are arranged, or we can use the right column, only choose the charts that we want to see, and skip the ones we are not interested in. 





Discussions

Discussions are another section where you could find the information you need. It is possible that another user created a discussion of the topic of mutual fund prices.

Figure: When you get to the DISCUSSIONS section, a page with the same design as the main page of ARTICLES or ANNOTATED CHARTS will appear.  In the second column of the bar, individual sub-sections appear, into which the discussions are divided. The sub-section PUBLIC TOPICS contains all public contributions of the website users. The section PRIVATE TOPICS allows a number of users to create a discussion that's not available to the public. The sub-section FAVORITE TOPICS enables you to mark certain discussions as your favorite, and thus gather them in one place. The discussion can be filtered by author, chosen topic (stocks, currencies, etc), and by the number of ratings, number of views, number of comments, and the last comment by the author.



Figure: Discussion page - Charts that are constantly updated are placed on the left, by the author of the website. The same charts are available to all the debaters. Discussion contributions are located on the right. Each discussion has one main presenter - the author of the discussion. The discussion author can choose another co-presenter, to whom he assigns administrator rights. This will allow him to insert main contributions, delete inappropriate contributions, or edit his own discussion. Each contributor to the discussion can insert his own figures into the discussion - such as static price charts.



Figure: You can add a certain discussion to your favorites by using the button with the star in the right upper corner. 




Another area where an investor in mutual funds can find information is in the OVERVIEWS section.


Overviews 

Overviews is a section, which gathers all information about mutual fund prices (that are registered in Czech republic), COT reports, market breadth indicators for individual branches, and Smart-Dumb Money indicators. The objective of this section is to save users' the time of creating their own charts; here is everything they need to know. Unlike PUBLISHED ANALYSES and DISCUSSIONS, the reader will not find other users' opinions here.

Figure: The OVERVIEWS section is divided into four sub-sections. A mutual fund investor is mostly interested in the MUTUAL FUNDS sub-sections.  The other sub-sections are meant for those, who have a deeper interest in markets, and want to perform their own price analyses. There are many funds in the database, and it is unnecessary for the user to have to search for his own on the website every time. Therefore, we have created the option of saving your favorite mutual funds separately in the sub-section FAVORITES. We can insert the given fund into this sub-section by checking the box next to the name of the fund, and choosing the function ADD TO FAVORITES - see figure. We can search through the list of funds using a filter - we can look for funds according to their focus (stock, bond, mixed, funds of funds) or by the currency in which the funds are kept.


On this page you can also learn the current efficiency of your fund - over a month, week, day, calendar year. 



If you are more ambitious, and you would like to create and keep your own created charts, then all you have to do is open the section MY FINECHARTS, and sub-section MY DIRECTORIES.  Here you can create your own directory; you can insert you favorite charts of prices of mutual funds, stocks, currencies, commodities, or stock indices. 

Figure: The page MY DIRECTORIES enables you to view directories created by you, and the stock lists located in them; you can view charts, move them from directory to directory, copy, delete, edit, and annotate them. In the right part of the figure there is a MENU that allows you to move from so-called STANDARD CHARTS to so-called  COMPARATIVE CHARTS. The pages are automatically set in STANDARD CHART mode every time you open them. If we want to compare multiple prices with each other in a simple way (e.g. two mutual funds), then we can do this through comparative charts. 



Comparative charts

At first glance this part of the pages is functionally practically the same as the standard chart pages. In has the same functions in terms of the management of directories and charts.

Figure:




Figure: The comparative charts illustrates prices of individual assets in percentages, whereas zero is the initial state - depending on the length of the period that you want to illustrate. You can, for example, compare mutual fund prices of one administrator (e.g. ING funds), or funds of the same alignment from multiple fund administrators. The following figure shows an example of the comparison of mutual fund prices for so-called emerging markets - developing markets such as Brazil, Central Europe, Russia, India, and China. At first glance we can see that the AKAT 8508 fund, which is an ING Emerging Markets, was the most efficient in the year 2010; the worst in this list of funds was the $AKAT 5846 AKRO fund, an emerging markets fund.


That is basically all. The www.finecharts.com website is a platform for finding information, and eventually sharing ideas and business tips with investors. A minor investor can find enough information for his eventual investment choice in the articles, published analyses, discussions, and overviews. 

I f you have greater ambitions, and you would like to deal with the analysis of stock and mutual fund prices, and eventually publish your analyses in the form of articles, annotated charts, or discussions, then read more articles in this section.

Poslední aktualizace: 15.6.2011