Terms & Conditions

Terms & conditions – internet data services providing

  General information:

Data services are provided  by  RNDr. Petr Fiala, Babice nad Svitavou 321, 66401, ČR, Finecharts.com internet   domain  is owned by Petr Fiala.

  1. Agreement: The ‘Finecharts.com’ domain and all its related articles (hereinafter Finecharts.com) are owned and operated by: Petr Fiala, Babice nad Svitavou 321. By accessing and using Finecharts.com you acknowledge that you agree to all terms and conditions set out in these Terms and Conditions.
  2. Accuracy of Information: All information on this site is intended for entertainment and educational purposes. Although the information contained on the website is presented by the creators of the site as true and accurate, no information contained on the site should be considered as the only reliable source of information for making investment decisions. Finecharts.com is the distributor of primary information provided by third parties. None of the information on this site can be guaranteed as complete, accurate and completely correct in time. Finecharts, its partners and data providers assume no responsibility for the accuracy and correctness of any opinion; advices or views a presented by anyone on the site. Finecharts.com reserves the right to make any changes in the site arrangement and in services provided on the site at any time.
  3. Disclaimer: Finecharts.com does not provide any recommendations on the suitability of any information or services contained on this site for any purpose. All information and services are provided "as is" and "as available" without any guarantee, expressed or implied, in terms of information usability, for any intents or purposes other than those set out in paragraph 2 (entertainment and educational purposes). Finecharts.com cannot guarantee that the information is complete, accurate and continuous and that Finecharts.com servers are free of computer viruses or other harmful content.
  4. Disclaimer: Under no circumstances is finecharts.com and its owners, employees, agents or partners liable for any direct or indirect, incidental, punitive or other damages, including fees for the use of legal services, which arise as a result of use or improper use of any information contained on Finecharts.com. If not satisfied with Finecharts.com services or Terms of use client has the opportunity to cease to use the Site. If Finecharts.com or data providers (third party) are still found to be liable in connection with the information content of the website, their shared responsibility in this case is limited and reimbursement will not exceed the fees paid by the client for the use of Finecharts.com services in the month during which the event leading to Finecharts liability occurred.
  5. Investment decisions: The user must be aware that he takes all the risks associated with investment decisions made based on the information contained in this Site. Operators, staff and developers of Finecharts.com are in no way engaging in purchases or sales of securities of any kind. They may, however, be active investors and may have open trading positions in any of the investment instruments mentioned in this Site. Before you make an investment decision, it is advisable to contact your broker or financial advisor and verify information obtained from the Finecharts.com website.
  6. Restrictions of Use: All materials published by Finecharts.com including charts, figures, illustrations, pricing information and newsletters are subject to legal protection (copyright) and are owned by Finecharts.com operator or by third parties (data providers). Information contained in the site can be obtained only manually and not with the use of a program or by any automatic means (e.g., using macros or robots).
  7. License Restrictions: We grant permission to use the content of Finecharts.com website provided that the copyright notice appears in all copies and information will be used for informative and noncommercial purposes. None of the information may be altered in any way. Apart from the above cases, any information available in the Finecharts.com website may not be copied, reproduced, republished, redistributed, presented, transmitted by uploading, mailed, translated, modified, broadcast or otherwise exploited in any way. Also, information may not be used to create derivative data and works or reduced to redistributable electronic content form, without the consent or Finecharts.com or our data suppliers (third parties).
  8. Links: We grant permission to link the free content of our site to other HTML pages; however links to external sites are banned for paid content of Finecharts.com site. Finecharts.com site can contain links to other public html pages, for the content of which the server operator is not responsible.
  9. Copyright: Except for designated exceptions, all content is subject to Copyright 2008-2011 by Peter Fiala. All rights reserved.
  10. Domains: Domain finecharts.com domain is owned by Petr Fiala. Other names used on the site may also be registered trademarks.
  11. Change of Terms and Conditions: Finecharts.com reserves the right at any time and without prior notice to users to change these Terms and Conditions, modify the price list and other conditions of use of services. Such changes can be effective almost immediately, without delay immediately after the publication of change notice in Finecharts.com site or after electronic publication via e-mail. Each service user is personally responsible for regularly monitoring changes in business conditions and price list. Using Finecharts.com site after the change means that you agree to the change.
  12. General: This Agreement is governed by laws of the Czech Republic. You hereby approve of the jurisdiction of the Regional Court in Brno for all judicial submissions arising as a result of use of the Finecharts.com website. Using Finecharts.com services is therefore unauthorized in any jurisdiction that does not allow validity of all conditions contained in these Terms and Conditions.
  13. Severability: If it is proved that any of these general terms and conditions is invalid or not feasible in terms of their application, then the invalid or unenforceable arrangements will be superseded by a valid provision that will correspond to the maximum extent possible with the original provision. The remainder of the contract remains in force.
  14. Complete Agreement: This Agreement constitutes the entire agreement between you and Petr Fiala concerning the Finecharts.com website and supersedes all prior agreements and proposals, in any form and communication between you and Petr Fiala, with respect to this website. A printed version of this Agreement and any other business arrangement will be admissible in judicial or other administrative operations based on the performance of this contract.
  15. Refund policy: Under no circumstances we refund any fees paid for the use of our services. Before a customer orders our services and makes a payment, he must go through the acknowledgement dialogue, in which the customer automatically confirms that he is agreeable to the terms and conditions. Non-refundable are therefore all payments for any order, including orders for many months in advance and upgrade orders e.g. late change from delayed data to real time data.
  16. User Accounts: To be able to use the paid and unpaid services offered on Finecharts.com, the user must create a user account. When creating your account or editing user profile the user must enter accurate and complete information. The user is required to secure his account password and keep it confidential. By registering, the user agrees to be solely responsible for all activity that occurs on his Finecharts.com account. In the case of violation of the Terms and conditions by the user, the operator has the right to block the user’s account or other related accounts at any time without having the obligation to inform the user of this fact.

Terms & Conditions of Petr Fiala as the author of newsletters, capital market analyses and trading tips

    User of the Finecharts.com website (hereinafter "User") by acceptance of these Terms expressly takes note that the information contained on these pages express only personal views of the operator of this site and under no circumstances can be considered as advice on in what products, timeframe and manner to invest or not to invest.

    The User, in respect to the foregoing, is aware that the information obtained here, is not guaranteed, do not ensure any income, profit or benefit and should be interpreted only as the views of operators on a certain part of the business environment, but do not have the character of expert consultations or even a guide to action.

    If a customer through his action based on information from the Finecharts.com website sustains financial or other loss, he may not account this loss to the operators of this site or to any of the persons who place their contributions in this site to place, whether in the form of actual damages, lost profits, direct or indirect damages, etc. This arrangement is not affected by the fact that the user has paid for the access to the Finecharts.com site or information in it or undertakes to pay any payment because this payment is not payment for professional advice but merely a reward for providing technical access.

    The provider of the Finecharts.com site does not promise to provide his services in the future and is authorized to limit, suspend, change, etc. the functioning of the site at any time.

Statement of personal data protection rules

Petr Fiala, who is the owner and operator of www.finecharts.com website, hereby declares that he will always respect and protect the privacy of users and that he will comply with all requirements of the Law on Personal Data Protection No. 101/2000 Coll., as amended.

Collection of personal data and processing

Personal data collected on the www.finecharts.com website will be used in Site operation and for providing products and services you have requested or to which you consented. By registering on the site www.finecharts.com the user gives the www.finecharts.com server operator consent to the processing of personal data in accordance with the requirements of the Law on Personal Data Protection No. 101/2000 Coll., as amended.

Registration: To use the paid services within Finecharts.com user must complete a registration form. During registration user is asked to provide personal information, including name, address and e-mail address. We use this information for our billing services, to secure access to the private parts of the site designated for users and also to be able to contact the user if a problem occurs.

Some services on the www.finecharts.com site offer users the ability to make public certain personal information that appears in his so-called personal profile accessible to other users and some of them may even appear discussion forums. Part of the information is mandatory; this applies to those users who want to publish articles and analyses on our site. It is our aim that readers of these articles know the basic information about their authors. If you disagree with the publication of information in your profile (name, e-mail address, author's photo and a short text about the author), then you will not be able to publish on the www.finecharts.com website.

Cookies: A cookie is a small file placed on user's computer tied to information about the user. We use temporary session ID cookies as well as permanent cookies. Temporary cookies are used to verify user identity. Once you close your browser, the cookie is erased. Permanent cookies are small text file stored on your computer and used to make sure that you receive every mailing of the newsletter only once. In addition, if the user has paid access, permanent cookie ensures that the user name and password is stored to allow automatic user log in. Another use of cookies is to ensure that voting rights are not abused. If you disable cookies, you will have access to paid areas of the server.

Some of our business partners use cookies on our site (such as advertising partners). But in these cases, we do not have the option to control the use of these cookies.

Log files: As in most websites, we also use log files. Records in our log files include IP address, browser type, internet service provider (ISP), referral pages, exit pages, platform type, and data mark. We use log files to manage the site, information on traffic and number of users are used for planning purposes and to confirm that our general business conditions are met. IP addresses are not linked to log files information in of such nature that could lead to discovering the identity of users.

Newsletter: If a user wishes to receive our newsletter, these will be sent to an e-mail address. However, the user can cancel the service anytime.

Business partners: We use the services of the credit card payment process facilitating company to ensure payments for services via credit card. All information about this company and their privacy policies can be found here: http://www.globalpaymentsinc.com/Europe/czech/ .

Third-Party Advertising: The ads appearing on this Website are delivered to users through web advertising services of our advertising partners. For information about user visits, such as how many times have an ad been seen, is used by advertising companies for billing their customers. It is therefore possible that in some cases, we share statistical information derived from the operation of our site with our business partners. These data are strictly anonymous and are not linked to any specific data about individual users (such as the number of daily visits to the site).

Safety: Www.finecharts.com server uses a number of measures for protection of our users’ personal data. For security reason we selected credit card transaction facilitators who use the latest technologies and encryption techniques. None of the employees of www.finecharts.com has access to your sensitive data e.g. credit card numbers.

Data on our server is protected using a firewall. Pages with sensitive data are transmitted to the user encrypted using HTTPS.

We have taken a number of measures for off-line data protection. The personal data server is accessible only by authorized staff that needs this data to perform their functions. The server is located in a protected environment with limited access by other employees or the public.

Notification about changes: If we decide to change our privacy policy, we place a notice of these changes in the appropriate places on this site. If we decide to use the personal data of subscribers in a manner different from that presented at the time of collecting information, we inform the user by e-mail and by placing a notice of change on our site for a period of thirty days.

Contact information: If you have any questions or suggestions regarding personal data protection, please contact us using the feedback web links or by e-mail to capka@finecharts.com

Poslední aktualizace: 27.7.2013